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Sunday, November 10, 2019

Naylor's is an all equity firm with 60,000 shares of stock outstanding at a market price of $50 a share.

Naylor's is an all equity firm with 60,000 shares of stock outstanding at a market price of $50 a share. The company has earnings before interest and taxes of $102,000. Naylor's has decided to issue $750,000 of debt at 7.5 percent. The debt will be used to repurchase shares of the outstanding stock. Currently, you own 500 shares of Naylor's stock. How many shares of Naylor's stock will you continue to own if you unlever this position? Assume you can loan out funds at 7.5 percent interest. Ignore taxes. 
 
A. 
322 shares

B. 
350 shares

C. 
362 shares

D. 
425 shares

E. 
502 shares
Naylor's interest = $825,000 × 0.075 = $61,875
Naylor's shares repurchased = $825,000/$50 = 16,500
Naylor's shares outstanding with debt = 60,000 - 16,500 = 43,500
Naylor's EPS, no debt = $102,000/60,000 = $1.70
Naylor's EPS, with debt = ($102,000 - $61,875)/43,500 = $.9224138
Naylor's value of stock = 43,500 × $50 = $2,175,000
Naylor's value of debt = $825,000
Naylor's total value = $2,175,000 + $825,000 = $3,000,000
Naylor's weight stock = $2,175,000/$3,000,000 = 0.725
Naylor's weight debt = $825,000/$3,000,000 = 0.275
Your initial investment = 500 × $50 = $25,000
Your new stock position = 0.725 × $25,000 = $18,125
Your new number of shares = $18,125/$50 = 362.5 shares

Check:

Your new loans = 0.275 × $25,000 = $6,875
Your unlevered income = 500 × $1.70 = $850
Your levered income = (362.5 × $0.9224138) + ($6,875 × 0.075) = $850

60.
Pewter & Glass is an all equity firm that has 80,000 shares of stock outstanding. The company is in the process of borrowing $600,000 at 9 percent interest to repurchase 12,000 shares of the outstanding stock. What is the value of this firm if you ignore taxes? 
 
A. 
$2.5 million

B. 
$4.0 million

C. 
$5.0 million

D. 
$5.5 million

E. 
$6.0 million
Firm value = 80,000 × ($600,000/12,000) = $4 million


61.
The Jean Outlet is an all equity firm that has 146,000 shares of stock outstanding. The company has decided to borrow the $1.1 million to repurchase 7,500 shares of its stock from the estate of a deceased shareholder. What is the total value of the firm if you ignore taxes? 
 
A. 
$18,387,702

B. 
$18,500,000

C. 
$19,666,667

D. 
$21,413,333

E. 
$22,293,333
Firm value = 152,000 × ($1.1m/7,500) = $22,293,333

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